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Personal Banking
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Money Market
Money Market Account
- Minimum balance to open $1,000
- Minimum balance to earn interest - $1,000
- Tiered rate structure
- No service charge if the minimum daily balance of $1,000 is maintained each day. If the balance falls below $1,000 any day of the statement cycle, a monthly service charge of $6 will be imposed.
- Transfers from this account to another account in the bank or cash withdrawals in person are unlimited. Transfers to another account or to third parties by preauthorized, automatic, telephone or computer are limited to six per statement cycle with no more than three by check. A $15 excess debit fee will be imposed for each transaction exceeding these limits.
Premium Money Market Account
- Minimum balance to open $5,000
- Minimum balance to earn interest - $1,000
- Tiered rate structure
- No service charge if the minimum daily balance of $5,000 is maintained each day. If the balance falls below $5,000 any day of the statement cycle, a monthly service charge of $25 will be imposed.
- Transfers from this account to another account in the bank or cash withdrawals in person are unlimited. Transfer to another account or to third parties by preauthorized, automatic, telephone or computer are limited to six per statement cycle with no more than three by check. A $15 excess debit fee will be imposed for each transaction exceeding these limits.
Contact Us regarding your Personal Financial Needs. |
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Contact Us
Main Office
(478) 454-1000
(800) 318-4715
Downtown Office
(478) 414-1500
(800) 318-4715
Lake Oconee Office
(706) 485-4500
(800) 318-4715
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