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Inside FNB South

Current Rates

Updated as of April 16, 2008

Checking*

NOW Checking, $50 Minimum to Open

Interest Rate

0.50%

APY

0.50%

Premium Checking, $5,000 Minimum to Open

Interest Rate

2.00%

APY

2.01%

Business NOW Account, $1,000 Minimum to Open

Interest Rate

0.50%

APY

0.50%

*Interest is paid on collected balance and added back to the account monthly.

Money Market Accounts*

Personal Money Market, $1,000 Minimum to Open

$1,000.00 to $9,999 .99

$10,000.00 to $99,999.99

$100,000.00 and up

Interest Rate

1.50%

2.00%

2.50%

APY

1.51%

2.02%

2.53%

Premium Money Market, $5,000 Minimum to Open

$1,000.00 to $9,999.99

$10,000.00 to $99,999.99

$100,000.00 and up

Interest Rate

2.25%

3.00%

3.50%

APY

2.27%

3.05%

3.56%

Business Money Market, $1,000 Minimum to Open

$1,000.00 to $9,999.99

$10,000.00 to $99,999.99

$100,000.00 and up

Interest Rate

1.50%

2.00%

2.50%

APY

1.51%

2.02%

2.53%

Business Premium Money Market, $10,000 Minimum to Open

$10,000.00 to $99,999.99

$100,000.00 and up

Interest Rate

3.00%

3.50%

APY

3.05%

3.56%

*Interest is paid on Ledger Balance and added back to the account monthly.

Savings

Regular Savings*, $50.00 Minimum to open

Interest Rate

0.75%

APY

0.75%

*Interest is paid on Ledger Balance and added back to the account quarterly.

Certificates of Deposit/IRAs

$500.00 Minimum Opening Balance for CDs
$250.00 Minimum Opening Balance for IRAs

1 month*

3 months*

6 months*

12 months

24 months

30 months

36 months

48 months

60 months

Interest Rate
0.50%
1.35%
2.00%
3.10%
3.15%
3.25%
3.35%
3.50%
3.60%

APY
0.50%
1.36%
2.11%
3.14%
3.19%
3.29%
3.39%
3.55%
3.65%

SIMPLE

QUARTERLY

*Minimum to open $1000.00

Prime Rate

Interest Rate

5.00%

APY

N/A

Contact Us

Main Office

(478) 454-1000
(800) 318-4715

Downtown Office

(478) 414-1500
(800) 318-4715

Lake Oconee Office

(706) 485-4500
(800) 318-4715